Money moves when verified.
VYQ OS™ helps organizations verify financial requests, review risk, control workflow status, preserve evidence, explain decisions, and record the audit trail before provider execution.
VYQ OS is not a bank, custodian, money transmitter, escrow service, or payment processor. VYQ OS is the verification and decision-control layer before execution through approved connected providers.
What VYQ OS™ does
VYQ is built for financial verification workflows where approval, evidence, risk review, and audit visibility matter before money moves.
Transaction Verification
Checks customer, vendor/payee, invoice or reference, amount, rail, document status, and active rules before release.
Rules-Based Decisions
Applies approval, review, hold, rejection, and escalation logic based on policy thresholds and workflow requirements.
AI-Assisted Explainability
Explains the decision path, reasons, risk signals, evidence status, reviewer actions, and recommended next step.
Document Evidence Vault
Stores invoices, contracts, approvals, payment evidence, and supporting documents with reviewer notes and record hashes.
Fraud Intelligence
Flags high-value requests, missing evidence, repeat vendor patterns, payee changes, wire concerns, and review activity.
Audit Trail
Records major events: rules updated, transaction created, review completed, evidence vaulted, workflow action taken, and access events.
Businesses and institutions VYQ OS™ can help
VYQ is designed for organizations that need stronger verification, approval control, evidence tracking, fraud review, and audit visibility before money moves.
Simple fit test: if a business needs to verify the payee, the reason for payment, the supporting evidence, the approval record, and the risk status before money moves, VYQ OS™ is relevant.
The VYQ operating flow
A controlled workflow from profile creation to decision, evidence, risk review, workflow action, and audit record.
Onboard
Create customer, vendor, institution, or business profiles with verification and risk status.
Verify
Enter a transaction request and check the amount, rail, evidence, payee, and rules.
Decide
Approve, hold, reject, or escalate according to policy thresholds and review requirements.
Vault
Attach and verify invoices, contracts, approvals, and payment documentation.
Audit
Preserve a record of every rule change, review, release, document, workflow, and profile action.
VYQ OS access options
Start with a paid executive briefing, institution access program, or custom enterprise review. VYQ OS remains a verification and decision-support layer before high-risk financial action.
Executive Verification Briefing
One-time executive review for VYQ OS institution fit, workflow needs, fraud/payment-risk discussion, and next-step recommendation.
Buy BriefingInstitution Access Program
Monthly controlled institution access for workflow review, onboarding, request tracking, follow-up scheduling, and institution support.
Start Institution AccessCustom Enterprise Review
For banks, institutions, and larger organizations requiring procurement, security, legal, compliance, integration, or multi-department review.
Request Enterprise ReviewAccess is subject to BSS Technologies Inc. review, payment or approved invoice, onboarding scope, legal/compliance review where required, security review where required, and written agreement where applicable.
Frequently asked questions
Clear boundaries matter. VYQ is positioned as a verification and decision-control layer, not a bank or payment processor.
Does VYQ OS move money?
No. VYQ OS does not present itself as a bank, money transmitter, custodian, or payment processor. VYQ supports verification and decision control before execution through approved connected financial providers.
What happens after access approval?
Approved customers or institutions receive the appropriate next step based on the selected offer: executive briefing, institution access, or custom enterprise review.
Who should review VYQ?
Bankers, fraud leaders, compliance leaders, fintech operators, executives, procurement teams, accounts payable leaders, and organizations managing high-risk payments or sensitive approvals.
Request VYQ OS access
Use VYQ OS when financial requests need stronger verification, evidence, review, and audit control before money moves.
VYQ OS risk areas
Follow the verification sequence before money moves.
Start with the most common payment-risk scenarios, then request a private VYQ OS review for institution, enterprise, banking, fintech, or payment-firm workflows.